Note: The offer is valid on Successful Transactions completed on the SBI Card App ­under the categories Instant Vouchers.

• The validity period of Gift Vouchers ranges from a minimum of 3 months to a maximum of 12 months, depending on the specific Brand. The exact expiry date can be found on the Voucher E-mail/SMS.
• Customers to utilize Gift Vouchers within their designated period, as expired vouchers cannot be revalidated.
• Before purchasing any Gift Voucher, it is essential to thoroughly read and understand the Terms & Conditions of the respective Brands. Please visit the “TERMS & CONDITIONS” on each brand page for detailed Brand T&Cs. 
• Once bought, Gift Vouchers cannot be blocked, exchanged, or cancelled.
• This offer is valid for Indian residents and citizens only.
• This offer is non-transferable to any other person.
• SBI Credit Card holder(s) are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on a “best effort” basis that is subject to the user's sole discretion.
• Customers availing this offer are considered to have accepted these terms and conditions.
• SBI Card will not be responsible for any product or order fulfilment issues or claims made by the customer.
• Correspondence regarding the validity or acceptability of any additional benefits offered by the respective brand or by GyFTR will not be entertained by SBI Card.
• SBI Card/GyFTR reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
• SBI Credit Card Holder(s) whose account has been classified as delinquent before or during the currency of the Program, or when the gift is to be collected, will not be eligible for the benefits of the Program.
• The offer is applicable to all legal residents of India holding a valid and current SBI/Tata Credit Card excluding SBI/Tata Corporate Credit Card.
• The above offers are by way of a special offer for SBI Credit Card holder(s) only and nothing contained herein shall prejudice or affect the terms and conditions of the Card Members agreement. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Card Members Agreement.
• All valid spends transactions will be eligible for the offer. SBI Card will not be responsible for invalid transactions.
• To be eligible for the offer, an SBI Credit Card holder is required to satisfy the condition mentioned in the offer post-receipt of the communication.
• Nothing herein amounts as a commitment by SBI Card to conduct further, similar, or other schemes/offers.
• SBI Card is not responsible or liable for any actions, claims, demands, losses, damages, costs, charges, and expenses that an SBI Credit Card holder may suffer, sustain, or incur due to the offer.
• SBI Card shall not be liable for any loss or damage whatsoever or for any personal injury that may be suffered, by an SBI Credit Card holder, directly or indirectly, by use or non-use of Gift Vouchers availed of under this offer.
• SBI Card is not liable for any delay, non-delivery, shortfall, deficiency, or unsatisfactory service/product provided by any participating parties/sponsors.
• Any Government levies/taxes like Sales Tax, TDS, Gift Tax, Road Tax, Surcharge, or any Local Tax, etc., arising out of the same will be borne by the SBI Credit Card Holder.
• In case of any dispute on offer from other sources - only the offer construct & terms and conditions mentioned here will stand final.
• These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
• For any queries/issues related to Gift Vouchers, raise a request at https://www.gyftr.com/sbicard/contact-us or 18001033314 or chat with us at www.gyftr.it/whatsapp

• The accrual and redemption of GV Coins are exclusive to SBI Card customers.
• Customers can earn GV Coins, ranging up to 10%, based on the transaction amount.
• The earning and redemption ratio of GV Coins to Rupees is 1:1. However, this ratio is subject to change without prior notice.
• GV Coins are valid for 6 months from the date of credit and cannot be revalidated once they expire.
• GV Coins will be promptly credited to the GV Coins wallet immediately after the voucher is delivered.
• GV Coins earned can be utilized to purchase vouchers from various brands on the platform. Earning GV Coins is exclusive to the purchase of Gift Vouchers using SBI Card / TATA Card excluding SBI/Tata Corporate Credit Card.
• GV Coins are non-transferable and can only be redeemed by the account holder in their GyFTR platform account. Transferring or gifting GV Coins to others is not permissible.
• GV Coins are not applicable for the redemption of Amazon Pay Gift Voucher.
• The GV Coins Loyalty Program is the property of GyFTR.com.
• Queries raised will receive a response within 3 working days.
• The value and earnings of the coins are subject to change without prior notice.
• GV Coins cannot be converted to cash or used as a substitute for cash.
• GV Coins hold no monetary value, and customers are not eligible for any monetary compensation instead of settling with GV Coins.
• SBI Card is not responsible or liable for any actions, claims, demands, losses, damages, costs, charges, and expenses that an SBI Credit Card holder may suffer, sustain, or incur in relation to the GV Coins.
• SBI Card/GyFTR reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, these T&Cs.
• These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
• For any queries/issues related to GV Coins raise a request at https://www.gyftr.com/sbicard/contact-us or 18001033314 or chat with us at www.gyftr.it/whatsapp
• GV Coins will be earned only on the final payment made through SBI Card/TATA Card (after adjustment of all discounts).
• Saving percentage (%) mentioned against each brand may be rounded off to the nearest integer percentage.
• At the time of payment through GV Coins, full available GV Coins wallet balance (maximum up to the cart value) will be adjusted against the final value of order towards the payable amount. Discount as mentioned will be applicable on the remaining payable balance, if any (after adjustment of GV Coins), and shall be payable via SBI Card/TATA Card only.
• GV Coins against each brand may be rounded off to the nearest integer.