1. This is a Clovia GV/GC (Gift Voucher/Gift Card) and will be accepted on the Clovia mobile application/website at www.clovia.com.
2. The person having the GV/GC is deemed to be the beneficiary. 
3. Only valid GV/GC at the sole discretion of Clovia shall be accepted for redemption.
4. No two GV/GC can be clubbed together against one bill. 
5. No refund or credit note would be issued against an unused or partially used GV/GC.
6. GV/GC cannot be revalidated once it expires and cannot be canceled under any circumstances.
7. Clovia/GyFTR is not responsible for lost, damaged, or stolen GV/GCs.
8. GV/GCs are non-refundable, may not be exchanged, transferred, or resold, and may not be redeemed for cash.
9. In case of any dispute, the Clovia management's decision will be final and binding on all parties.
10. For any queries/issues related to GV/GC, raise a request at www.gvhelpdesk.com.