Make the Most with Grocery Offers on Credit Cards

Groceries and daily use household products are something that all families purchase every month. Most people buy these either from the local kirana store or wholesaler or departmental store or online merchant. The local kirana store will mostly sell products on MRP or at best give a token discount. The wholesaler may give you up to a 5% discount. It is only the departmental store or online merchant that will give you higher benefits in the form of a combination of discounts on MRP and discount/cashback offers on credit cards. In this article, we will focus on how you can save up to 50% every month on your groceries and daily use household products by purchasing them online.

1. Amazon Super Value Day Offer

The Amazon Super Value Day Offer is live from the 1st to the 7th of every month. The offer is available on grocery and daily use household products. During this offer, you can save up to 40% through a direct discount on MRP. If you visit the Amazon website through a third party cashback website like CashKaro, then you can get an additional cashback of up to 5% in your CashKaro account.
a. SBI offer: When you pay for your Amazon grocery order (minimum order value of Rs. 1500 or above) through SBI credit or debit card, you get an additional 15% discount. The SBI offer applies from the 1st to the 3rd of every month. The maximum discount that can be availed under the offer is Rs. 600.

The transactions done through SBI credit card earn you reward points. You can redeem these points for some exciting vouchers on the Gyftr website. With the voucher, you can enjoy the latest Bollywood blockbuster at your favourite multiplex or relish a delicious meal at your favourite restaurant. Whatever be your wish, we have got all the categories covered with our vouchers. 
b. ICICI Bank offer: When you pay for your Amazon grocery order (minimum order value of Rs. 1500 or above) through ICICI credit or debit card or net banking, you get an additional 15% Amazon Pay cashback. The ICICI offer applies from the 4th to the 7th of every month. The maximum cashback that can be availed under the offer is Rs. 600

You earn Zillion reward points for the transactions done through your ICICI Bank credit card. You can redeem these points for some exciting vouchers. The icing on the cake is the extra value we give you at the time of redeeming your Zillion points. You can get an additional discount on the value of the voucher or extra Zillion points when you redeem your existing points. This is our way of saying ‘Thank you’ to you for redeeming your points.

Customers who neither have SBI card nor ICICI card, need not worry. You can pay for your order (minimum order value of Rs. 1500 or above) through Amazon Pay and get 5% Amazon Pay cashback. The maximum cashback that can be availed under this offer is Rs. 300.

Before adding the products to your cart, you should check if there are any coupons applicable to your products. These coupons give you an additional discount. 

To sum up, if you purchase your grocery and daily use household products during the Amazon Super Value Day offer, you can get the following benefits:

  • Up to 5% CashKaro cashback when you visit Amazon through CashKaro 
  • Up to 40% direct discount on MRP 
  • 15% direct discount on SBI debit/credit card or 15% cashback on ICICI Bank debit/credit card/net banking 
  • Coupon discounts (applicable to some products) 
  • Any other additional discounts/cashbacks that Amazon may come up with from time to time

You can avail of all the above offers in a single order. A combination of all the above offers will result in overall benefits of up to 50% on your order.

Apart from the Amazon Super Value Day Offer, Amazon keeps running other offers in association with other banks (debit and/or credit cards) throughout the month. You may check the Amazon website for more details on these offers. During Amazon Prime Day, Great Indian Festival and other similar occasions, Amazon comes up with very good offers for groceries, daily use household products, and all other categories.

2. Grofers Housefull Sale

HDFC Bank offer: The Grofers Housefull Sale is live from the 1st to the 7th of every month. The offer is available on grocery and daily use household products and you can save up to 60% through a direct discount on MRP. During the Housefull Sale, if you pay for the order (minimum order value of Rs. 1500 or above) with an HDFC Bank credit/debit card, you will get an instant discount of Rs. 250.

Customers who shopped during the Grand Orange Bag Days (GOBD) Sale, from 10th to 18th August 2019, and earned Orange Cash, can enjoy an additional 10% discount on every order. The maximum discount is subject to the Orange Cash available.

To sum up, if you purchase your grocery and daily use household products during the Grofers Housefull Sale, you can get the following benefits:

  • Up to 60% direct discount on MRP 
  • Rs. 250 direct discount on HDFC Bank debit/credit card 
  • 10% discount through Orange Cash

You can avail of all the above offers in a single order. A combination of all the above offers will result in overall benefits of up to 60% on your order.

Well, that’s not all. There are more benefits for you. The transactions done with your HDFC Bank credit card earn you reward points. You can redeem these reward points for GyFTR gift vouchers of your choice. Here are some suggestions from our side. If you are someone who lives to eat,

  • You can redeem your points for a Costa Coffee voucher and enjoy your cuppa of hot coffee on a cold winter evening or 
  • Redeem your points for a Baskin Robbins voucher and enjoy your favourite ice cream on a sunny afternoon or 
  • Redeem your points for a Pizza Hut voucher and enjoy your pizza over the weekend in any season.

While these are just some of the reward point suggestions from our side, you have plenty of options to choose from. You can check these options on the Gyftr website.

Apart from the Grofers Housefull Sale, there are various offers run by Grofers in association with other banks (debit and/or credit cards) throughout the month. Some of these offers include:

  • Standard Chartered card: You get a discount of Rs. 200 on a minimum order value of Rs. 1500 and above. The offer is applicable on Thursdays.
  • RBL Bank credit card offer: Avail instant discount of Rs. 250 on a minimum order value of Rs. 1500 and above. The payment has to be made using an RBL Bank credit card. The offer is valid on Mondays and Thursdays

3. Bigbasket 10 Big Days

The Bigbasket monthly sale offer applies from the 1st to the 10th of every month. The customer can save up to 50% through a direct discount on MRP.

  • Citibank card: The Citibank offer applies from the 1st to the 5th of every month. If you pay for the order (minimum order value of Rs. 2500 or above) with Citibank credit/debit card, you will get an instant discount of Rs. 400.
  • HDFC Bank card: The HDFC Bank offer applies from the 6th to the 10th of every month. If you pay for the order (minimum order value of Rs. 1500 or above) with an HDFC Bank credit/debit card, you will get an instant discount of Rs. 225. For bbStar users the instant discount is Rs. 250

To sum up, if you purchase your grocery and daily use household products during the Bigbasket monthly sale, you can get the following benefits:

  • Up to 50% direct discount on MRP 
  • Rs. 400 direct discount on Citibank credit/debit card or Rs. 250 direct discount on HDFC Bank debit/credit card

You can avail of all the above offers in a single order. A combination of all the above offers will result in overall benefits of up to 50% on your order.

The transactions done with your HDFC Bank credit card earn you reward points. You can redeem these reward points for GyFTR gift vouchers of your choice. The process is the same as explained above in point 2 (Grofers Housefull Sale).

Apart from the above 2 offers, Bigbasket runs other offers in association with other banks. Some of these include:

  • ICICI Bank card: Get a 10% instant discount when you shop for Rs. 1500 and above. The offer is valid on Tuesdays.
  • Kotak Bank card: Get a 10% instant discount when you shop for Rs. 1500 and above. The offer is valid on Wednesdays.
  • RBL Bank card: Get a 10% instant discount when you shop for Rs. 1500 and above. The offer is valid throughout the month.

From time to time, Bigbasket also runs other offers in association with various wallets like Freecharge, PayZapp, Mobikwik, etc.

Reward points: When you pay for any order on Amazon or Grofers or Bigbasket and pay with your credit card, you also earn reward points. You can use these reward points for availing various vouchers.

Cashback for paying credit card bill: You use your credit card for various transactions and you get the consolidated bill at the end of the monthly cycle. When you pay your credit card bill through an app like Cred, you earn points. You can burn these points for cashbacks or exchange them for various vouchers.

Conclusion

When it comes to monthly savings on regular groceries and daily use household products, you have the option of buying from Amazon (Super Value Day Offer) or Grofers (Housefull Sale) or Bigbasket (10 Big Days). Within these websites, you have the option to avail of the credit card offers from various banks. All you need to do is evaluate these offers carefully and select the one that best suits your requirements. Whichever offer you choose, now you can save up to 50% every month on your groceries. Start thinking about how would you like to use the money from these monthly savings!

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