When it comes to redeeming credit card points, most banks give you limited options. They either give you an option to redeem them against a gift item catalogue or Gift Vouchers of select brands. This may or may not be useful to you. But this is not the case for your IndusInd credit card reward points. You can redeem them against Gift Vouchers of 100+ brands across various categories on the GyFTR website.
Redemption options
IndusInd credit card holders can pay for Gift Vouchers on the GyFTR website using one of the below 3 options:
- Points: You can pay for Gift Vouchers of your choice using your IndusInd credit card reward points. The points to be redeemed depends on various factors like the Gift Voucher brand chosen, the voucher face value, the IndusInd credit card variant that you hold, etc. You need to select the Gift Voucher brand and voucher face value and accordingly the points to be redeemed will be displayed.
- Points + cash: It may happen that you wish to purchase an INR 250 BookMyShow Gift Voucher, but you don’t have sufficient reward points balance. In such cases, you can pay partially by reward points and balance amount using your IndusInd credit card.
- Cash only: You also have the option to purchase Gift Vouchers by paying the full amount using your IndusInd credit card. You can get a discount of up to 20% on voucher face value when you use the cash-only payment option.
Choice of Gift Vouchers across all categories
GyFTR offers you a choice of redeeming your IndusInd credit card points against Gift Vouchers across all possible categories. Some of these include:
- Groceries: If you buy groceries and daily use household products online, then you can purchase BigBasket Gift Vouchers. If you prefer the traditional way of buying groceries offline, then you can purchase Big Bazaar Gift Vouchers.
- Food and beverages: If you like to feast on North Indian food, you can go for Sigree Gift Vouchers and if your taste buds are accustomed to Chinese food, then you can go for Mainland China Gift Vouchers. If your day starts with a cup of tea, then you can go for Chaayos Gift Vouchers at a 20% discount and if your day ends with a dessert, then you can go for Baskin Robbins Gift Vouchers at a 25% discount.
- Movies and entertainment: If you are a movie buff who waits for the weekend to get your dose of movie entertainment then you can buy BookMyShow Gift Vouchers at a 10% discount. Along with movies, if you prefer other forms of entertainment, then you can go for SMAAASH Gift Vouchers.
- Fashion: If you like to refresh your wardrobe with every change of season, then you can buy Myntra Gift Vouchers at a 5% discount. You can also choose Gift Vouchers of specific brands like Biba, United Colors of Benetton, Jockey, Bata, The Body Shop and many more.
- Gifting: If you wish to gift something to someone, then you can go for Archies Gift Vouchers or Ferns N Petals Gift Vouchers at a 15% discount
Conclusion
You can choose from Gift Vouchers of 100+ brands across all categories. You can pay for the Gift Vouchers through your credit card reward points or cash or a combination of both. You can use the Gift Vouchers during a sale event and benefit from the high discounts on product MRP. It is like having your cake and eating it too!